The square garbage payment app is just a quick and dirty method. It’s a just a private blockchain deployed/integrated with their stupid app to verify that a transaction supposedly occurred before the real blockchain records the ledger. Sorry, but that just isn’t good enough. Especially if I were a big-time vendor with a big legitimate business, I would go with ETN’s insta-pay method because it first verifies that the coins are actually there, then it puts a “ring” around those coins to ensure that they do not go anywhere else other than to the vendor. Plus, all of this is done through a centralized platform run by Electroneum that has improved security through Hackerone. Beyond that, the “square” payment app just doesn’t matter. It would have no impact on ETN. If a vendor wants exposure to millions of consumers, they would join the ETN ecosystem even if they are also using the square method. So I don’t see what difference it makes anyhow for there to be another competing app.